There are times in life when almost everyone will at least thinking about calling an attorney and seeking legal representation. We don’t necessarily want to do that; lawyers can be expensive, after all. There are some times when the choice to call a lawyer is clear cut, like if you just got arrested and hauled into jail on felony charges. But other times, it can feel like we’re operating in a gray area, and we’re not sure which way to go. The temptation is always to avoid a lawyer whenever, but there are some instances when that is just not a good idea.
Life Insurance and Settlement Arrangements
Your life insurance policy could end up being one of the most important purchases of your life. As morbid as that may sound. Life insurance is a complex vehicle that is often accompanied by a lot of fine print and exclusions that one must be aware. Prior to signing on the dotted line, one should review with a lawyer who specialized in these types of policies and contracts. Additionally, you will want to make sure that the policy is eligible for a viatical or life settlement arrangement should you decide that is needed later on down the road. A little preparation early on could avoid unnecessary stress in the event you or your family needs to exercise the policy at some point in the future.
When you want to sell pot legally
The landscape for legal pot sales has changed so much in just a few years. Eight states and the District of Columbia have legalized recreational marijuana. They figure that there’s no sense in jailing people for possessing a small amount of weed, and these states have decided that if you can’t beat them, join them by opening legal weed shops and taxing the drug. There are even more states that allow dispensaries to sell medical marijuana to patients who have received approval from their doctors. Plenty of budding entrepreneurs, sometimes known as “potrepreneurs,” have rushed to file the paperwork necessary to open up their own marijuana business and start selling it to their friends and neighbors. But the smart ones don’t go it alone. They visit lawyers and come up with either a medical marijuana business plan or a recreational marijuana business plan. The two stores are really not the same. Sure, they’re both selling weed, but medical marijuana is usually different than recreational marijuana. A good lawyer will tell you that, and will advise you on the particular nuances of opening up either kind of business.
When you’re injured by someone else
Were you hit by a distracted driver as you were walking across a crosswalk? Did you find yourself the victim of a drunk driver who T-boned your sedan? Such incidents can lead to both mental and physical trauma, as well as worry over how you’re going to pay all those medical bills when you can’t work. According to the team at Stanley Law Firm in Rochester, NY, if you’re involved in a car accident, there’s a good chance the other driver will be underinsured. That makes obtaining underinsured or uninsured motorist coverage critical. But even if you don’t have that kind of coverage, you may still be able to file a lawsuit against the other driver. Too many people suffer in silence because they think they can’t afford an attorney, but most attorneys offer free initial consultations, and some also work on contingency, which means they don’t get paid unless you win your case. If your insurance company is giving you the runaround and the bills keep piling up, it makes sense to talk to a couple of attorneys in your area and see what your chances of winning a case are.